![]() Copy of the original phone purchase receipt or other sufficient proof of the phone model currently linked to your wireless account.A copy of your current cell phone service provider's billing statement.Your Amex account statement reflecting the monthly eligible cellular wireless telephone payments for the month preceding the date the phone was damaged or stolen. ![]() You'll need to provide documentation within 120 days of the loss, which may include: To file a claim, call the number on the back of your card. Replacement phones not purchased from a cellular service provider's retail or internet store that has the ability to initiate activation with the cellular service provider.Cosmetic damage that doesn't affect the phone's ability to send and receive calls.Phones that are lost or mysteriously disappear.Accessories (other than a standard battery and antenna).Phones that are rented, leased, borrowed, or received as part of a pre-paid plan.There are other terms and conditions to navigate - you can find your full guide to benefits on Amex's website - but here are a few key exclusions that are not covered: If you have other cell phone protection (such as a personal policy or one you pay for through your carrier), Amex's coverage is secondary to that - it will only pay for amounts not covered by your other insurance. There's a $50 deductible, and you must file your claim within 90 days of the incident.Ĭoverage starts the first day of the calendar month following payment of your monthly bill with your eligible card, and it stays in effect as long as you continue paying your bill with the card. When you pay your monthly cell phone bill with an eligible card, such as The Platinum Card® from American Express or The Business Platinum Card® from American Express, you're covered for the cost of repair or replacement if your phone is damaged or stolen, up to $800 per claim and up to two claims per 12-month period. How does Amex cell phone protection work? The Centurion® Card Exclusively for Goldman Sachs.The Platinum Card® Exclusively for Goldman Sachs.The Platinum Card® Exclusively for Morgan Stanley.The Platinum Card® Exclusively for Charles Schwab.Delta SkyMiles® Reserve Business American Express Card.Delta SkyMiles® Reserve American Express Card.Delta SkyMiles® Platinum Business American Express Card.Delta SkyMiles® Platinum American Express Card.The Business Platinum Card® from American Express.The Platinum Card® from American Express.American Express cards with cell phone protection Fortunately, a number of credit cards include cell phone protection when you use the card to pay your bill, and now American Express has added this benefit to some of its premium cards effective April 1, 2021. You can purchase cell phone insurance through your wireless carrier, phone manufacturer, or a third party, but it's not cheap. Whether your phone has a cracked screen, water damage, or completely breaks, cell phone insurance can be a lifesaver and save you hundreds of dollars in replacement or repair costs. We've all been there - a slip of the hand, a nudge off a table - and your cell phone goes tumbling with a bang (or splash). By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept our
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |